Statistics
Data updated on 10/01/2022.
| General indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
| Amount lent | 217 000 € | 713 000 € | 3 860 200 € | 3 993 500 € | 2 172 120 € | 10 955 820 € |
| Number of projects funded | 8 | 30 | 63 | 44 | 15 | 160 |
| Average amount borrowed | 27 125 € | 23 766 € | 61 273 € | 90 761 € | 144 808 € | 68 473 € |
| Average annual interest rate of borrowing | 6.89% | 7.82% | 7.66% | 6.93% | 7.90% | 7.44% |
| Average annual interest rate of borrowing | 6.92% | 7.80% | 7.66% | 6.95% | 7.50% | 7.44% |
| Average initial term of loan (months) | 36.9 | 23.2 | 27.4 | 30.1 | 29.6 | 28.0 |
| Average initial term of loan (months) | 34.5 | 22.8 | 25.5 | 29.3 | 28.8 | 26.8 |
| Average age of loans (months) | 77.5 | 67.0 | 53.6 | 41.9 | 33.2 | 46.0 |
| Average age of loans (months) | 76.9 | 67.2 | 54.2 | 41.8 | 33.0 | 52.4 |
| Principal repaid | 217 000 € | 637 994 € | 3 182 048 € | 3 561 589 € | 1 666 178 € | 9 264 809 € |
|
Capital remboursé
i
This indicator represents the portion of the borrowed capital that has already been repaid. The older the loans, the higher the share already repaid. |
100.00% | 89.48% | 82.43% | 89.18% | 76.71% | 84.57% |
| Intérêts reçus | 24 079 € | 55 209 € | 326 857 € | 347 707 € | 182 863 € | 936 715 € |
|
Interest received
i
This indicator represents the portion of interest due that has already been repaid. The older the loans, the higher the share already paid. |
100.00% | 95.40% | 95.09% | 97.01% | 70.80% | 89.86% |
| Performance indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
|
Internal rate of return
i
The net internal rate of return represents the annual return on loans, less known or actual losses at the calculation date. |
7.03% | 1.18% | 0.65% | 7.44% | 5.24% | 4.47% |
|
Maximum possible internal rate of return
i
The maximum possible internal rate of return represents the annualised return on loans if all loans were repaid in full as originally scheduled. |
7.03% | 8.29% | 7.60% | 8.02% | 8.80% | 8.07% |
|
Annual cost of risk recorded
i
The annual cost of risk observed represents the decrease in profitability caused by delays and defaults in payment compared to the maximum possible rate of return. |
0.00% | 7.11% | 6.95% | 0.58% | 3.56% | 3.60% |
| Incident indicators | Calendar year 2015 | Calendar year 2016 | Calendar year 2017 | Calendar year 2018 | Calendar year 2019 | Since 01/04/2015 |
|---|---|---|---|---|---|---|
|
Overdue capital
i
The overdue capital is the sum of the principal of instalments that are less than 180 days overdue, net of recoveries. |
0 € | 0 € | 19 377 € | 1 105 € | 63 503 € | 83 984 € |
|
Delay rate
i
The late payment rate represents the proportion of overdue payments of less than 180 days in relation to the borrowed capital. |
0.00% | 0.00% | 0.50% | 0.03% | 2.92% | 0.77% |
|
Delay rate
i
The late payment rate represents the proportion of overdue payments of less than 180 days in relation to the borrowed capital. |
0.0% | 0.0% | 3.17% | 2.27% | 20.0% | 3.75% |
|
Defaulted capital
i
StatsTab_Default_Capital_Info |
0 € | 51 172 € | 302 459 € | 27 978 € | 127 157 € | 508 766 € |
|
Default rate
i
The default rate represents the portion of the capital that will never or probably not be repaid in relation to the borrowed capital. |
0.00% | 7.18% | 7.84% | 0.70% | 5.85% | 4.64% |
|
Default rate
i
The default rate represents the portion of the capital that will never or probably not be repaid in relation to the borrowed capital. |
0.0% | 23.33% | 17.46% | 2.27% | 20.0% | 13.75% |
| Legal indicators (C.M.F, article R.548-5, paragraph 3) | Since 01/04/2015 |
|---|---|
| Note: these indicators do not take into account properly repaid loans; their accuracy is considered lower than the above indicators. | |
|
Incident rate in volume
i
Principal outstanding on loans over 60 days in arrears compared to the principal outstanding on loans still in repayment; properly repaid loans are not taken into account. |
31.55% |
|
Incident rate in number
i
The number of loans overdue by more than 60 days compared to the number of loans still in repayment; properly repaid loans are not taken into account. |
88.89% |